Letitia James, the New York State Attorney General who once thundered that “no one is above the law,” now finds herself on the receiving end of the very system she spent years weaponizing. A federal grand jury in Virginia has indicted James on charges of bank fraud and making false claims to a financial institution—serious felonies that, if convicted, could carry up to 60 years in prison and millions in fines.
The details are damning. According to the Department of Justice, James misrepresented a Norfolk, Virginia property as a “second home” to qualify for more favorable loan terms on a mortgage that should have been classified as an investment property. That misrepresentation, prosecutors allege, saved her nearly $19,000 over the life of the loan. Meanwhile, her own tax filings designated the home as a rental generating income, and neighbors say she was never seen at the property.
The indictment covers a period from 2020 to 2024 and accuses James of knowingly providing false information to OVM Financial, a Fannie Mae-backed lender. Her niece was granted power of attorney during the purchase—another red flag—and the documentation paints a picture not of bureaucratic sloppiness but of a methodical, deliberate misstatement of facts.
Hell has frozen over. Anderson Cooper just torched Letitia James for her selective prosecution of Donald Trump.
“The day after she was elected in 2018, Letitia James was asked by a community activist if she was going to sue President Trump. And she replied, quote, ‘oh, we‘re… pic.twitter.com/2pi1zV8p5o
— Kyle Becker (@kylenabecker) October 10, 2025
James’ response? Predictable. She called the charges “baseless,” accused the president of “weaponizing” the DOJ, and declared that this was all political retribution because she “did her job” in prosecuting Trump. Governor Kathy Hochul echoed the same talking points, declaring the charges politically motivated, and invoking the new progressive rallying cry: accountability for thee, not for me.
But here’s the problem: the facts laid out by the indictment are concrete. Falsified loan documents. Improper occupancy claims. Income discrepancies. And unlike her civil case against Trump—where no lender claimed to be defrauded—James is now accused of directly misleading a federally backed lender, triggering a criminal investigation led by the FBI.
The optics are staggering. The state’s top law enforcement official, a woman who prided herself on dragging Trump’s name through every press cycle, is now facing her own legal reckoning. And no amount of faith-based rhetoric or claims of persecution can erase what’s on paper: a sitting AG potentially used a fraudulent scheme to enrich herself.
Even more troubling is the context.
Erik Siebert, the previous U.S. Attorney overseeing the Eastern District of Virginia, resigned after declining to bring charges against both James and former FBI Director James Comey. It wasn’t until Trump appointed interim U.S. Attorney Lindsey Halligan—his former legal counsel—that indictments finally materialized. Critics are screaming “political interference,” but they ignore a more plausible explanation: the facts were always there, and someone finally had the spine to act on them.
What James calls a “perversion of justice” may actually be justice delayed.
